I&M Holdings Limited (IMH.ke) Q12021 Interim Report

first_imgI&M Holdings Limited (IMH.ke) listed on the Nairobi Securities Exchange under the Industrial holding sector has released it’s 2021 interim results for the first quarter.For more information about I&M Holdings Limited reports, abridged reports, interim earnings results and earnings presentations visit the I&M Holdings Limited company page on AfricanFinancials.Indicative Share Trading Liquidity The total indicative share trading liquidity for I&M Holdings Limited (IMH.ke) in the past 12 months, as of 1st May 2021, is US$9.55M (KES1.04B). An average of US$796.22K (KES86.57M) per month.I&M Holdings Limited Interim Results for the First Quarter DocumentCompany ProfileI&M Holdings Limited (I&M Bank Group) is a financial services institution providing products and services for the personal, commercial and corporate sectors in Kenya, Tanzania, Rwanda, Uganda and Mauritius. Its product offering ranges from transactional accounts, home and car loans and overdraft and term loans to e-commerce payment and salary processing services, trade finance and insurance premium financing services I&M Bank Group also provides services for foreign exchange, fund transfers, tax payment, bancassurance and agency banking. Its investment management division offers securities accounts and fiduciary services and facilitates the purchase and sale of securities from the stock market and invests in government securities. Its asset finance division caters for personal and corporate clients and covers vehicle and machinery purchases and cash management services. Its head office is in Nairobi, Kenya. I&M Holdings Limitedlast_img read more

April home sales down 35.8% from last year in Orange County,…

first_img You have entered an incorrect email address! Please enter your email address here LEAVE A REPLY Cancel reply Support conservation and fish with NEW Florida specialty license plate The Anatomy of Fear TAGSAprilHome SalesInventoryOrange CountyORRAReal Estate Previous articleDeSantis says Florida can ‘find a place’ for all professional sports to resume seasonsNext articlePending lawsuits to challenge proposed legal immunity for Florida nursing homes Denise Connell RELATED ARTICLESMORE FROM AUTHOR Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Orlando’s housing market in April saw its median home price increase 12%, while home sales dropped 28% in the first month to show an anticipated decline in activity as a result of the COVID-19 pandemic. Inventory experienced a year-over-year decline of 3%, reports the Orlando Regional REALTOR® Association.“Our market — like those nationwide — is grappling with the coronavirus-induced slowdown,” says ORRA President Reese Stewart, RE/MAX Properties SW. “Orlando REALTORS® anticipate listings and buying activity will eventually resume, especially given our history of demand versus low supply along with the record low mortgage rates that increase buyers’ purchasing power.”“Although the pandemic is a major disruption in regard to sales, Orlando home prices held up in April and even increased due to the ongoing housing shortage, continues Stewart. “However, while lack of inventory in the lower-price categories will likely safeguard prices, it’s possible the upper-end market segment could experience a decline in values.”Median PriceThe overall median price of Orlando homes (all types combined) sold in April is $263,750, which is 12.2% above the April 2019 median price of $235,000 and 4.0% above the March 2020 median price of $253,500.The median price for single-family homes that changed hands in April increased 9.0% over April 2019 and is now $278,000. The median price for condos increased 5.1% to $145,000 and townhomes/villas/duplexes increased 5.6% to $225,000.The Orlando housing affordability index for April is 136.60, down from 137.63, down from last month. (An affordability index of 99% means that buyers earning the state-reported median income are 1% short of the income necessary to purchase a median-priced home. Conversely, an affordability index that is over 100 means that median-income earners make more than is necessary to qualify for a median-priced home.)The first-time homebuyers affordability index decreased to 97.14 from 97.87 last month.Sales and InventoryMembers of ORRA participated in 2,393 sales of all home types combined in April, which is 28.1% less than the 3,329 sales in April 2019 and 25.3% less than the 3,204 sales in March 2020.Sales of single-family homes (1,926) in April 2020 decreased by 24.0% compared to April 2019, while condo sales (249) decreased 42.5% year over year. Duplexes, townhomes, and villas (218 combined) decreased 37.2% over April 2019.Sales of distressed homes (foreclosures and short sales) reached 61 in April and are 41.9% less than the 105 distressed sales in April 2019. Distressed sales made up 2.6% of all Orlando-area transactions last month.The overall inventory of homes that were available for purchase in April (7,659) represents a decrease of 2.9% when compared to April 2019, and a 4.3% increase compared to last month. There were 8.7% fewer single-family homes; 6.9% more condos; and 42.4% more duplexes/townhomes/villas, year over year.Current inventory combined with the current pace of sales created a 3.2-month supply of homes in Orlando for April. There was a 2.4-month supply in April of last year and a 2.3-month supply last month.The average interest rate paid by Orlando homebuyers in April was 3.20%, down from 3.45% the month prior.Homes that closed in April took an average of 47 days to move from listing to pending and an average of 39 days between pending and closing, for an average total of 86 days from listing to closing (down from a total of 91 days the month prior).Pending sales in April are down 36.3% compared to April of last year and are down 17.1% compared to last month. Orlando Metropolitan Statistical Area (MSA) NumbersSales of existing homes within the entire Orlando MSA (Lake, Orange, Osceola, and Seminole counties) in April were 32.4% lower than in April of 2019. To date, sales in the MSA are down by 7.2%.Each individual county’s sales comparisons are as follows:Lake: 33.5% below April 2019;Orange: 35.8% below April 2019;Osceola: 30.8% below April 2019; andSeminole: 23.5% below April 2019.This representation is based in whole or in part on data supplied by the Orlando Regional REALTOR® Association and the Stellar Multiple Listing Service. Neither the association nor StellarMLS guarantees or is in any way responsible for its accuracy. Data maintained by the association or by StellarMLS does not reflect all real estate activity in the market. Due to late closings, an adjustment is necessary to record those closings posted after our reporting date.ORRA REALTOR® sales represent sales involving Orlando Regional REALTOR® Association members, who are primarily – but not exclusively – located in Orange and Seminole counties. Note that statistics released each month April be revised in the future as new data is received.center_img Please enter your comment! Please enter your name here Orlando MSA numbers, below, reflect sales of homes located in Orange, Seminole, Osceola, and Lake counties by members of any REALTOR® association, not just members of ORRAFrom the ORRA Newsroom Share on Facebook Tweet on Twitter Save my name, email, and website in this browser for the next time I comment.last_img read more

Injidup Residence / Wright Feldhusen Architects

first_img Projects CopyHouses•Yallingup Siding, Australia Injidup Residence / Wright Feldhusen Architects CopyAbout this officeWright Feldhusen ArchitectsOfficeFollowProductsWoodGlass#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesHousesYallingup SidingAustraliaPublished on December 04, 2011Cite: “Injidup Residence / Wright Feldhusen Architects” 04 Dec 2011. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Read commentsBrowse the CatalogShowerhansgroheShowers – RainfinityVinyl Walls3MArchitectural Finishes DI-NOC in Ned Ludd Public HousePartitionsSkyfoldMarkerboard Finish for Folding WallsBedroom furnitureFlexformMirror – EgonWaterproofing/SealantsEffisusPre-Fab System – Ecofacade Pre-fab TrueSealConcreteKrytonConcrete Hardening – Hard-CemSkylightsVELUX CommercialAtrium Longlight Skylights in ExperimentariumBlinds / Mosquito Nets / CurtainsBANDALUXRoller Shades – Arion Large SizedWoodStructureCraftEngineering – Mass TimberTiles / Mosaic / GresiteTerrealSunscreen – Terracotta BaguettesWoodHESS TIMBERTimber – GLT BauBucheLightingLumenpulseLED Projector Lumenbeam GrandeMore products »Read commentsSave世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Houses “COPY” Save this picture!© Patrick Bingham Hall+ 14 Share Photographs Year:  Injidup Residence / Wright Feldhusen ArchitectsSave this projectSaveInjidup Residence / Wright Feldhusen Architectscenter_img 2011 Australia ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/188472/injidup-residence-wright-feldhusen-architects Clipboard Photographs:  Patrick Bingham HallText description provided by the architects. The exposed spectacular site has vast views of Injidup Beach. The Busselton council imposed stringent building bulk and height guidelines; no portion of the building was to be higher then 4 metres above natural ground level. This therefore resulted in a low laconic single level residence. Save this picture!© Patrick Bingham HallThe client required holiday accommodation for their extended family and as such the sleeping requirements necessitated several bedrooms in separate zones to isolate young children from noisier areas. The site is extremely exposed with the prevailing South Westerly breeze and hot afternoon sun setting into the main view. Save this picture!Floor PlanThe house is devised as two intimate rammed earth sleeping wings that meet at the glazed pavilion that is the main living area. The roof hovers over this area and folds down to the western horizon to proved afternoon sun protection. The main external living areas are focused on the North East courtyard, with borrowed views of the ocean through the glazed living area. This area is also protected from the breeze. Save this picture!© Patrick Bingham HallAll building materials are included to deal with the harsh marine environment. Massive rammed earth walls, copper cladding and large areas of glass. All exposed windows are protected by operable external louver blinds. All water is harvested on site and reused. Save this picture!© Patrick Bingham HallText provided by Wright Feldhusen ArchitectsProject gallerySee allShow lessDisaster Prevention and Education Center / OODAArticlesPrivate House / Strom ArchitectsArticles Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/188472/injidup-residence-wright-feldhusen-architects Clipboard “COPY” Architects: Wright Feldhusen Architects Year Completion year of this architecture project last_img read more

Trafalgar Square Christmas carols opportunity for groups

first_imgThe GLA provides free use of a small staging platform and PA system for groups. AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis  27 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Greater London Authority (GLA) is once again offering voluntary groups the chance to perform traditional carols in Trafalgar Square under the Christmas tree. Groups can use the opportunity to collect on behalf of their group or registered charity.The singing and fundraising slots run in the evenings from Monday 11 to Saturday 23 December.Groups can apply for the one-hour slots which start at 5pm, 6pm, 7pm and 8pm. Groups may book more than one hour, subject to availability. Advertisement Trafalgar Square Christmas carols opportunity for groupscenter_img Tagged with: christmas Events Howard Lake | 19 October 2006 | News About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.last_img read more

Digital programme opens with grants of up to £10,000 on offer

first_img AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis4 Digital programme opens with grants of up to £10,000 on offer About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Melanie May | 19 November 2020 | News A new £840,000 digital programme has opened for applications, with grants of up to £10,000 available for charities and other civil society organisations in England.The Sector Challenge Programme will invite charities to form small groups – or clusters – with other charities. There will be 12 clusters in total, and each cluster will work in partnership with a digital partner, to develop digital solutions to issues that have arisen or been made more severe as a result of Covid-19.Clusters will work in four different cause areas: early years; mental health and wellbeing; sexual abuse and domestic violence; and financial wellbeing. To be eligible to apply, civil society organisations must have that cause as one of their primary areas of operation.Questions the clusters are being asked to address include:How can we create a more supportive digital environment for staff and volunteers at mental health charities?How can we provide remote support to service users claiming Universal Credit?How can we make digital signposting to early years services more centred on parents’ needs?How can we translate traditional counselling techniques in the domestic violence field, so they work in a digital environment?The programme is looking to work on these and other questions with charities whose experience and knowledge of the sector will inform the development of potential approaches, prototypes and solutions, which digital agencies will help create. These findings will be shared widely across multiple organisations in the sector area to support the practice of re-use. Cluster members will be entitled to grants of up to £10,000 which are intended to compensate them for the staff time that will have to be committed to the work.Funding will come from the Catalyst and The National Lottery Community Fund COVID-19 Digital Response, which is a partnership between The National Lottery Community Fund and Centre for The Acceleration of Social Technology (CAST), with support from the Catalyst network. The programme will also be supported by Shift, a design charity, and DOT PROJECT, a digital cooperative, which will provide support to two cause areas each. Applications opened on 16 November and close on 27 November. Clusters will work together for 11 weeks, beginning on 11 January and ending on 26 March. Dan Sutch, chief executive of CAST, said: “The way in which we respond to this crisis is part of creating the new infrastructure that will help our sector become more responsive and resilient in the future. Digital, data and design are key parts of this, but so are the ways in which we organise ourselves to harness that potential to support our communities to thrive. I’m really excited about the collective ambitions within the Sector Challenge Programme and how we can work best together to address shared challenges.” Advertisementcenter_img Tagged with: Digital Funding  295 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis4 Cat Ainsworth, co-founder of DOT PROJECT, added: “From the beginning of this year communities have rallied to support each other. This has led to community driven initiatives which are responsive to needs as they emerge. There is huge opportunity to leverage collective responses at this time. As a cooperative we deeply champion collective efforts and we are looking forward to supporting such efforts through the Sector Challenge Programme which will support communities hardest hit by the pandemic.”last_img read more

All that Cheese in New Sculpture makes it Undeniably Dairy

first_img By Andy Eubank – Aug 14, 2017 Facebook Twitter Previous articleBower Trading Market Strategy Report: Market Waiting for Actual Yield DataNext articleRyan Martin’s Indiana Ag Forecast for August 14, 2017 Andy Eubank 2017-Cheese-SculptureThe newly unveiled cheese sculpture in the Purdue Ag/Hort building at the Indiana State Fair is “Undeniably Dairy.” But it can be hard to believe it’s cheese when you look at all the detail. But piece by piece over the last week Sarah Kaufmann said the cheese masterpiece came alive.“There’s lots of little detail to keep people watching and looking and discovering different dairy products like milk, and yogurt, and string cheese and butter, and chocolate milk, and pepper jack, and pizza, and five flavors of ice cream,” Kaufmann told HAT.It’s all in her newest creation, and this year’s is one of her favorites since starting the adventure with American Dairy Association, Indiana in 2006.“You know, I really do like this one. As I’m carving into these huge 640-pound blocks for hours and hours and all of a sudden, the nose shows up. Then I find the eyes. Then I start adding the detail, then it starts coming alive.”Deb Osza, General Manager at ADA Indiana, tells HAT they’ll thrilled to have the talented cheese artist return each year.“We are charmed and delighted by the cheese sculptures that she produces on our behalf, and she has hit the ball out of the park this year. Our national theme this year is Undeniably Dairy and that’s the way we want to reconnect people with dairy and remind them how wonderful dairy foods are and how much fun you can have with dairy. And I think she’s captured it.”Osza says this year the sculpture really is her new favorite.She has been leading another Indiana State Fair favorite for three decades now, the Dairy Bar. It’s open for business and doing a brisk business again this year, serving milkshakes, ice cream, yogurt, grilled cheese sandwiches, and your basic “ice cold milk. And people love it! Nothing tastes better than ice cold milk and we serve chocolate or white and you can get a refill for 25 cents, and we fill baby bottles and sippy cups for free.”The cheese sculpture unveiling was Friday at noon, right in the middle of Cheese Day at the Indiana State Fair. It remains on display through the rest of this year’s fair.Learn more about the Dairy Bar and the Cheese Sculpture endeavors of ADA Indiana in the full HAT interview with Deb:Deb-Osza-at-IN-State-Fair All that Cheese in New Sculpture makes it Undeniably Dairy SHARE Facebook Twitter Home Indiana Agriculture News All that Cheese in New Sculpture makes it Undeniably Dairy SHARElast_img read more

Botanic Garden to host 8th bi-annual butterfly exhibit

first_imgFort Worth set to elect first new mayor in 10 years Saturday Market Square makes changes in response to student complaints Facebook Twitter Ernest Dominickhttps://www.tcu360.com/author/ernest-dominick/ Abortion access threatened as restrictive bills make their way through Texas Legislature Previous articleMen’s golf has strong showingNext articleMathematicians gather to talk research Ernest Dominick RELATED ARTICLESMORE FROM AUTHOR Twitter Ernest Dominick is a journalism major with a minor in general business. He is from Marksville, Louisiana but has been based in Dallas since 2006. He is currently serving as a reporter for Greek Life at TCU. ReddIt Linkedin Ernest Dominick Ernest Dominickhttps://www.tcu360.com/author/ernest-dominick/center_img Greek organizations welcome new members with showcase + posts printVisitors who go to the Fort Worth Botanic Garden next week will have the chance to see an exhibit that comes only once every two years.The exhibit, ‘Butterflies in the Garden: The Mayan Experience’  begins March 1 and will feature 10,000 live butterflies from 50 different species in a 10,000 square foot conservatory, said Lead Entomologist and Education Manager Gail Manning. Visitors can also buy hand-made textiles created by native artists in Mexico.The event is also a joint fundraiser hosted by the Fort Worth Botanic Society, the Fort Worth Garden Club, the Botanical Research Institute of Texas (B.R.I.T), and the Botanic Garden. Admission is free for children 2 and under; $6 for ages 3-12; $10 for ages 13-64; and $8 for people 65 and older. Tickets can be bought on the Garden’s website.Gail Manning seated in her office.Manning said the proceeds from the exhibit fund educational programs that teach people in the community how to improve and sustain their local environment.“One of my goals for the exhibit is to inspire people to plant for native butterflies, and people can learn how to do that through our programs,” Manning said.The butterflies cost the gardens roughly $30,000 to $50,000 each year, but Manning said she considers the money well spent. The exhibit brings in between 30,000 and 50,000 visitors each year.“People really like it,” Manning said. “We even have people who ask why we don’t do it every year.”Manning also said the exhibit is a powerful tool to draw large crowds in between late winter and early spring.“The butterfly exhibit attracts people to the Botanical Garden at a time when our attendance is low,” Manning said.Because the exhibit draws in so many people, Manning said she needs all the help she can get. This year, she has staffed 200 volunteers to assist her in preparing the exhibit.Workers preparing the Garden Center for the Butterfly exhibit.Michael Kaufman, a TCU environmental science student, works as the Botanic Garden’s butterfly intern. Kaufman noted his past experience working with butterflies.“My mom is an educator, and when I go home for breaks I volunteer for her classes as they raise butterflies,” he said.Kaufman’s job includes pinning cocoons, catching new butterflies after they emerge, and releasing them into the exhibit.Michael Kaufman on TCU’s campus.It may be Kaufman’s first year working for the Botanic Garden, but the building where the exhibit is held has been around for much longer. This year will mark its 30th anniversary of the Botanic Garden’s Rain Forest Conservatory.Senior Horticulturist Steve Huddleston has been with the garden for more than 20 years and said he has enjoyed the growth.Steve Huddleston in his office.“It really has filled out,” Huddleston said. “When I came in 1994 it wasn’t very lush, but now we’ve really turned it into a tropical rainforest and that is the effect that we want.”Noting the original architecture of the exhibit, Huddleston said this year’s Mayan theme was chosen in recognition of the conservatory’s growth.The butterfly exhibit will run from March 1 to April 6 at the Fort Worth Botanic Garden Center located at 3220 Botanic Garden Blvd. Fort Worth, Texas 76107.For pricing, directions, and other information, click here. Facebook Frogs for the Cure celebrate recent success Linkedin ReddIt Ernest Dominickhttps://www.tcu360.com/author/ernest-dominick/ Grains to grocery: One bread maker brings together farmers and artisans at locally-sourced store Ernest Dominickhttps://www.tcu360.com/author/ernest-dominick/ Fort Worth Botanic Garden holds grand opening for butterfly exhibitlast_img read more

Concert today at downtown gazebo

first_img Stewart was born in Gadsden and started his musical career on the tuba at Gadsden High School. But he could really tinkle the ivories. By the time he completed high school, his musical resume included the trumpet, saxophone, clarinet and the tech horn.Stewart paid his way through Alabama State College with wages he earned playing with the Bama State Collegians dance band.He studied arranging under John Dickens, a classical composer, taught high school, traveled with bands during summer vacations and did band arrangements. By Jaine Treadwell Remember America’s heroes on Memorial Day During the 1970s, Stewart worked at the Gold Lounge accompanying music notables including Gladys Knight and the Pips and the Tams.He went on the road with several bands and was chief arranger for a popular television show, “Nightlife South.”He taught jazz and did band arrangement at Morehouse College for 11 years and has recorded albums and played with symphony orchestras.Thomas Stewart is a multi-talented musician and there is no doubt that his concert today will live up to its billing, Kirk said. By The Penny Hoarder Published 12:00 am Tuesday, October 13, 2009 Latest Stories Email the author Troy falls to No. 13 Clemson Pike County Sheriff’s Office offering community child ID kits “We are expecting another good crowd for the Thomas Stewart concert,” she said.“This is the third in the series and attendance was very good a both the Lenny Trawick and Jim Bell Trio concerts. We invite everybody to join us for a great hour and a half of music.”The concerts at the Stephens Gazebo are held in conjunction with the New Harmonies Smithsonian traveling exhibit at The Cultural Arts Studio on East Walnut Street, which is open Tuesday through Saturday 10 a.m. until 5 p.m. There is no admission fee and the public is invited. Plans underway for historic Pike County celebration Book Nook to reopen You Might Like Artists’ Reception held at Johnson Center Southern traditions⎯ that’s what “Celebrating Contemporary Art in Alabama: The Nature of Being Southern” exhibit at the Johnson Center for… read more Concert today at downtown gazebo Skip Print Article The phrase, all that jazz, will take on added meaning for those who attend the New Harmonies Concert at 5:15 p.m. today at the Stephens Gazebo on the square in downtown Troy.Alabama jazz musician Thomas Stewart comes to the “New Harmonies: Celebrating American Roots Music” concert series high recommended, said Eloise Kirk, a volunteer with the sponsoring Troy-Pike Cultural Arts Center.“When we were considering a jazz concert, Jim Bell suggested Thomas Stewart so we are confident that Thomas Stewart’s concert will be a great one,” Kirk said. Sponsored Content The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Around the WebMd: Do This Immediately if You Have Acid Reflux (Watch Now)Healthy LifestyleIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthGet Fortnite SkinsTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Passenger on ‘Oasis of the Seas’ cruise ship dies after going overboard

first_imgRobertsGalleries/iStock(NEW YORK) — A passenger on the Royal Caribbean cruise ship “Oasis of the Seas” has died after going overboard in Puerto Rico. A team of divers from the Puerto Rico Police and the San Juan Municipal Police recovered the body of a Florida man who had gone overboard while the ship was docked in Old San Juan Wednesday night, U.S. Coast Guard officials said.The victim was a 46-year-old man from Naples, Florida, according to officials.The Coast Guard launched multiple response boats as well as a rescue helicopter when the initial call came in at 7:50 p.m. Wednesday local time. Authorities confirmed that a person went overboard by reviewing closed-circuit television footage aboard the ship.The Coast Guard initially established a 300-yard “safety zone” perimeter around the ship, keeping two other nearby cruise ships from leaving the dock. But the safety zone was subsequently lifted, allowing the ships to proceed. Copyright © 2020, ABC Audio. All rights reserved.last_img read more

Open Banking makes its debut in the rental market following new service launch

first_imgOnline rental payments platform CreditLadder says it is the first in its sector to launch an Open Banking service that enables tenants to improve their credit score without the need for a lengthy sign-up service or their landlords’ permission.These restrictions were a key criticism of the tech sector by Lord Bird when he launched his draft Creditworthiness Assesssment Bill recently in the House of Lords.CreditLadder says it has already processed rental payments worth £14 million since starting up in 2016 and claims to be the first service of its kind in the UK to integrate its tech with the Open Banking ‘revolution’.Nine banks in the UK now offer an Open Banking feed or API that enables third parties such as CreditLadder to plug into and read the amount and date of transaction going into people’s bank accounts, if they give permission.The nine banks offering this so far are Barclays, HSBC, Lloyds Bank, Halifax, Natwest, RBS, Santander, Nationwide, The Co-Operative Bank, First Direct and TSB.Individual tenants can sign up to the service, but it is also open to letting agents to offer tenants as an ‘add-on’ to their lettings proposition.Credit historyCreditLadder records rent payments being made to a landlord by a tenant and then passes the data to partner credit reference agency Experian, which in turn adds it to the tenant’s credit history.This can help tenants to access more affordable mortgages and other types of credit including cards, loans and mobile phone contracts at more attractive interest rates.The CreditLadder rent reporting service is free to use by tenants. But it also offers discounts on high street shopping, cinema and restaurants, mobile phone insurance plus a free monthly movie and coffee every month to those who sign up to one of their two paid plans.“In the past it has been necessary for both tenants and landlords to complete permission forms to enable tenants to register their rental payments with a credit reference agency,” says Sheraz Dar, CEO of CreditLadder.co.uk.“But now a tenant can instead log onto CreditLadder, connect with their bank and permit us to read their statement. This then allows rent reporting to the Credit Agencies without CreditLadder handling the rent payments.”Open Banking Sheraz Dar creditladder Creditladder.co.uk Experian January 29, 2018Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021 Home » News » Open Banking makes its debut in the rental market following new service launch previous nextProducts & ServicesOpen Banking makes its debut in the rental market following new service launchPayment platform CreditLadder is first to plug into Open Banking and enable tenants to more easily report their payments to Experian.Nigel Lewis29th January 201803,239 Viewslast_img read more